The basis of each customer relationship at
Michigan Basic Property Insurance Association is built on trust. You
have chosen to do business with the Association, and we guard that
relationship with great care, beginning with the information you
have chosen to share with us. The Association and its employees are
dedicated to protecting the privacy of your nonpublic personal
information. We maintain information about you in order to provide
you with the most effective and convenient access to our range of
insurance products and services. We, want you to understand what
information we collect, and how we use and protect it.
What Information We Collect
"Nonpublic personal information" is
information about you that we obtain in connection with providing an
insurance product or customer service. We may collect nonpublic
personal information about you from the following sources:
-Information that you provide to us on
applications, surveys, online registrations or other forms.
-Information about your transactions with us,
or others. It includes your insurance coverage selections and
premiums, payment and claims history, and information necessary for
billing and payment. It may also include additional information used
to adjust, investigate, and settle insurance claims.
-Information we receive from a consumer
reporting agency used to confirm or supplement application
information, and information from others, such as credit bureaus,
retailers, IRS, and other third parties.
-Information includes account balance, income,
assets, insurance history and tax reports.
What Information We Disclose and To Whom We
Disclose It
The Association does not disclose any
nonpublic information about you to any third parties without your
express consent, except as indicated herein and as permitted by
state and federal law. We may disclose the nonpublic personal
information we collect, as described above, to persons or companies
that perform services on our behalf and to other insurance or law
enforcement institutions as permitted by law.
The confidentiality of your nonpublic personal
information will continue to be maintained consistent with this
privacy notice even if you decide, or when you otherwise cease to do
business with us.
